Here's Why Digit Is The Financial App You Need
Let's be honest, a lot of us are not the best at saving. But boy, let me tell you, this app called "Digit" has really saved me. Pun intended!
I started using Digit about two years ago when a friend suggested it to me on Facebook. I was skeptical at first but then I started watching YouTube videos of people that actually used it. Since that time, the app has evolved into newer features like "goalmojis" (which I'll get to later in this article).
Digit has allowed me to save without thinking about saving. The reason? It does it for you. In lame terms, the app basically puts aside your money into a safe and secured separate bank account. It tracks your spending patterns and protects you from saving more than your paycheck can afford you to.
You can text the app "save more" or "save less" for it to adjust your saving habits. $5.00 here and there, who knew saving could be so easy? And no, this isn't an ad, it's just an app I really believe in. A lot of us millennials have forgotten or aren't as conscious of saving as we should be. But here's a quick fix for small goals or at least for putting some money to the side.
Here are the things you want to know about the app:
Your money is held at FDIC insured banks. Which means you're protected up to $250,000. Your data is secured by 256-bit encryption. That's the same level of security as the military.
Digit analyzes your spending and automatically saves the perfect amount every day, so you don't have to think about it. Their algorithms learn how you spend, so you don't have to change your lifestyle. Digit knows when to take a break and when it's cool to save. And if you're not comfortable with saving that week, no worries, you can also ask Digit to "pause spending".
It makes saving for small and large goals realistic:
Share what you're saving for and Digit does the rest. It can budget for your next vacation, pay off credit cards, or put money away for a rainy day. If you want to save for new sneakers, you can set a "Goalmoji" and ask Digit to save $150.00 for x date.
Digit is free for 30 days, then just $2.99/mo. Pro Tip: This can be paid off in referrals which give you $5.00 per person using the app based off your suggestion or bonuses from simply using the app over time.
Withdrawing is easy!
You can withdraw however much you want in 2-3 business days.
Digit manages all your savings goals. Go on girl, that new trip is just waiting for you to book it!
What did I save with Digit? Let's just say my movers in NYC weren't cheap! I had to have Digit save it for me in advance. And it was painless because, well I didn't have to think at all about saving everyday.
Ready to sign up? It's time to glow up in savings!